Cash App Transfer Limits Maximum Amounts Explained

cash-app-transfer-limits

Wondering what the Cash App limits are for sending money?

We’ve got you covered!

In this article, we’ll discuss:

Yes, your Cash App limit can prevent you from sending an unlimited amount of money.

What if you want to send money to friends, pay bills, and make some purchases?

How far can you go?

What’s the maximum limit?

Let’s dig into that along with finding out how to increase Cash App limit maximums.

Cash App Transfer Limit Max Amount

h App Transfer Limit Max Amount

What is the Cash App max transfer amount?

Cash App lets you send up to $250 within any 7-day period and receive up to $1,000 within any 30-day period. You can increase these limits by verifying your identity using your full name, date of birth, and the last 4 digits of your social security number.

If you’re looking for larger daily access, we’d suggest taking a look at Zelle transfer limits, which vary by the bank but tend to be higher than other similar apps such as this one.

How to Increase Cash App Limits

How to increase Cash App limit?

To increase this Cash App limit to transfer money, you need a verified account. [1]

If you still have an unverified Cash App account, just simply go through the verification process to enable that verified account.

To verify your Cash App account, go to Cash App >> Settings >> Link bank and payment method.

To verify your identity, you need:

  • A US-issued photo ID (e.g., driver’s license, state ID card) OR a U.S. passport;
  • Social Security Number or Individual Taxpayer Identification Number; and
  • An active debit card linked to the name on your account if you want to transfer money outside of the United States (this is for outgoing transfers only).

How long does it take?

The verification process should take no more than 5 business days, during which time you will be able to use Cash App at its full functionality (anything over $1 in an incoming transfer).

How long does it take

But…

You won’t able to increase the sending or receiving limits.

If you still haven’t verified your account after 5 business days, it’s time to contact Cash App Support for assistance. [2]

Please note that you will not be able to lower the sending and receiving limits until you are verified.

Changing Your Personal Cash App Limit

To change your own personal Cash App limit, you can either go to the Cash App Home page or simply tap on your account icon (the blue circle with white star inside) and choose ‘settings.’ [3]

Tap on your name in the top right corner of the screen then hit ‘Account Limits’ under Account Basics.

You’ll be brought to a page where you can change your transfer limits for sending money, receiving money from other people, and requesting to repay loans.

Just slide each bar over until it hits your desired amount.

Easy peasy!

If you want to enable instant transfers, just toggle this setting as well.

Like changing these settings?

Tap ‘Done’ when finished — that’s all there is to it!

If you need to add a money transfer app into your regular repertoire, you should take a look at our Western Union promo code USA guide for info on their great app for transferring money both domestically and internationally.

Cash App Limit FAQs

Can you still receive direct deposits if you’ve hit your Cash App weekly limit?

The Cash App limits apply to transfers between friends and family, bank transfers, as well as any other form of sending money within the app. Direct deposits and payment requests are separate features that do not count towards your weekly Cash App limit!

Are there separate Cash limits for the Cash Card, or does the sending limit only apply to using your Cash App balance similar to a bank account?

There are separate Cash App limits for cash cards, though they’re very similar.

For the Cash Card, you can send up to $2,500 within any 7-day period and receive up to $10,000 within any 30-day period.

Do business accounts have the same Cash App weekly limit?

While the Cash App weekly limit is not set separately for business accounts, the Cash Card can only be used to pay back your friends and family. If you want to make purchases with it, you need to link a bank account or debit card.

Is there a way to increase Cash App limit with an unverified Cash App account?

There are no ways to increase Cash App limits except for verifying your account with full name, date of birth, and last 4 digits of your ssn.

Resources

  1. Verify Account
  2. Contact Cash Support
  3. Increase Limits