Does OnlyFans Accept Prepaid Cards? (Hint: Yes, Only One!)

⚡ OnlyFans accepts prepaid cards to pay for subscriptions to your favorite content creators, but they only take one major prepaid card, the Netspend Visa card. We highly recommend Netspend with the $20 sign-up bonus.
💳 OnlyFans Prepaid CardsNetspend Prepaid Visa Card
#️⃣ Get Card NumberInstantly, After First Deposit
🔒 Privacy ProtectionWorks for OnlyFans
💰 Sign-Up Bonus$20 (After First $40 Deposit)

Are you trying to figure out which prepaid cards work with OnlyFans?

You are in the right place!

I’ve been an avid user of OnlyFans but I didn’t want my partner to know about it.

I started looking around for ways to protect my privacy and be able to keep my OnlyFans subscriptions.

That’s when I personally tested the Netspend Prepaid Visa Card as a perfect solution for OnlyFans.

This allowed me to stop using my credit card and make my purchase much more private.

Does OnlyFans Accept Prepaid Cards?


Yes, OnlyFans accepts prepaid cards as a form of payment. Just ensure that OnlyFans accepts the prepaid card you are using.

Prepaid cards are a great way to pay for your fan club membership without having to share your personal credit card information.

When you use a prepaid card to pay for your OnlyFans membership, you’ll enjoy all the benefits of being a fan club member, including access to exclusive content and updates from your favorite performers.

Plus, you can be sure that your payment is secure and confidential.

If you’re looking for a safe and convenient way to pay for your OnlyFans membership, prepaid cards are the perfect solution.

So don’t wait – sign up today with Netspend and enjoy total privacy!

What Prepaid Visa Cards Work with OnlyFans?

There are a few great prepaid cards to use for OnlyFans subscriptions.


My top pick would be the prepaid or debit card option by Netspend.

Both of these cards offer great benefits, such as no monthly fees, no activation fees, and no credit check required.

Additionally, they both come with free online banking and mobile apps, so you can easily keep track of your account balance and transactions.

Plus, if you ever need to replace your card or run into any problems with it, customer service is readily available to help you out.

🥇 1. Netspend Visa Prepaid Card for OnlyFans

  • Get Card Number Details Instantly
  • Best Privacy Option for OnlyFans
  • Free $20 Bonus When You Deposit $40

*UPDATE (May, 2022): Netspend prepaid card previously did not work with OnlyFans but I have tested it and currently use it today with my OnlyFans account.

NetSpend is a prepaid Visa card that allows you to load money onto the card and then spend that money using the Visa network. It can be used anywhere Visa is accepted.

The main benefit of using a prepaid card like NetSpend is that it can help you stay within your budget. You can only spend as much money as you have loaded onto the card, so it’s a great way to avoid overspending.

Another benefit of NetSpend is that it offers some protection if your card is lost or stolen. For example, if your card is lost or stolen, you may be able to get a refund for any unauthorized purchases made with your card.

Get $20 Netspend Sign-Up Bonus (after you deposit $40)

🥈 2. Cash App Prepaid Card

UPDATE: Users are reporting issues with Cash App Card and we only recommend Netspend now.

Cash App offers a prepaid visa card offered by Square, Inc. that allows users to store money on the card and make payments at merchants that accept Visa debit cards. The card can be used for online and in-person purchases, and ATMs can withdraw funds.

The Cash App Prepaid Card is an excellent option for anyone looking for an easy way to manage their spending. The card is also reloadable, so you can add more funds as needed. And since it’s a Visa debit card, it can be used at millions of locations worldwide.

So overall, I would highly recommend using either the NetSpend Visa Prepaid Card or the Cash App Prepaid Card to pay for your OnlyFans membership. Both cards are straightforward to use and keep your purchases secured and confidential.

Why Do I Want to Use a Prepaid Card for OnlyFans?

OnlyFans is a social media platform that allows content creators to share more intimate, behind-the-scenes content with their fans in exchange for payments.

It’s a way for people to support the content creators directly they enjoy most by paying a monthly subscription fee. This could be anything from cam shows and private Snapchats to pre-released music and exclusive blog posts.

The Major Reason is Privacy

A prepaid card doesn’t require you to share your credit history or other personal information like your name and address. It’s a great way to keep your financial information private when making payments online.

You can also use a prepaid card to avoid interest charges and overspending on your credit limit. Just be sure that the prepaid card you choose has no activation or monthly fees.

Also If you don’t want OnlyFans charges to show up on your bank account then using a prepaid card is a way to keep your OnlyFans subscription private.

What Payment Methods Does OnlyFans Accept?

OnlyFans accepts the following payment methods:

  • Credit or debit cards (Visa, Mastercard, American Express)
  • Discover credit cards and debit cards
  • Maestro cards
  • Some Visa prepaid cards like Netspend

UPDATE: OnlyFans has not issued an official statement regarding the acceptance of American Express cards, but users reported issues with Amex on OnlyFans in April 2020. At the moment, it appears that OnlyFans does not support American Express cards for subscriptions.

What Payment Methods OnlyFans Don’t Accept?

OnlyFans states in their Fan Questions section that they do not accept payments via PayPal or gift cards.

Furthermore, OnlyFans will not accept cards that do not have 3D Secure authentication, including prepaid cards. This sophisticated security feature transmits data between the merchant, the card issuer, and the cardholder. It lowers the risk of card-not-present fraud and prevents stolen cards from being used for online purchases.

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Because of this policy, OnlyFans currently does not accept payments via mobile wallets such as Apple Pay, Samsung Pay, or Google Pay.

“Either will prompt you: ‘Verified by Visa’ or ‘Mastercard SecureCode’ to confirm your purchase with an additional temporary verification code or SMS code after entering your card information on OnlyFans.” If your card cannot be authenticated, your transaction may be declined or fail.”

How to Pay on OnlyFans Without Using a Credit or Debit Card?

If you don’t have a credit card and don’t want to use your bank card, you can still make payments on OnlyFans. Consider obtaining a secured credit card to cover the purchases. A secured card is similar to a prepaid card in that it can help you build credit.

To use a secured credit card, you must make a deposit equal to the available credit limit. For example, if you deposit $500 onto the card, you will have a $500 available balance, minus any bank fees. You can use the secured card to pay for subscriptions and tips if it falls within the parameters of OnlyFans accepted payments.

Even if you have bad or no credit, almost anyone can be approved for a secured credit card. Because your deposit removes the risk for the card issuer, they are willing to work with you regardless of your credit history.

You must make monthly credit card payments the way you would with a traditional credit card. Those payments are reported to credit bureaus to improve your credit score gradually.

If you think about it, that means you could use OnlyFans to build your credit! The modern world has its advantages.

Can I Use Multiple Payment Method For OnlyFans?

Yes, you can use multiple payment methods for OnlyFans. You can add a new payment method by going to your account settings and clicking on the “Payment Methods” tab.

Here, you will add a new payment method by clicking on the “Add New Payment Method” button.

You will then select the type of payment method you would like to use and enter the relevant information.

Will OnlyFans Show My Bank or Card Statement?

Yes, your credit card statement will show a charge from OnlyFans. OnlyFans is a safe and secure way to view exclusive content from your favorite creators.

OnlyFans is different than other social media platforms because it allows you to pay for access to exclusive content. This means that the creators who offer their content through OnlyFans can monetize their work more successfully than traditional social media platforms.

So if you’re looking for a way to support your favorite creators, or if you’re interested in accessing exclusive content, then I highly recommend signing up for an account on OnlyFans. It’s the perfect platform for engaging with your favorite content creators in a new and exciting way.

Will I Be Charged for Content on Free OnlyFans Accounts?

I suppose it depends on the creators or the content they created. A free OnlyFans account would not have a subscription fee, but that doesn’t mean you shouldn’t pay the creators.

As previously stated, there are other ways for users to pay creators, such as tips or pay-per-view features. Some creators are willing to share their contact information and interact with their devoted fans for free.

Here are five fantastic free OnlyFans accounts in 2022, for example.

  1. Lexy Panterra, the creator of the wildly popular LexTwerkOut, described it as a “modern, sexy, fun workout that’s just as efficient as traditional cardio and squatting.”
  2. Duke and Jones – a British music duo who creates a forward-thinking blend of hip hop, trap, and house.
  3. Katelyn Runck – a model, athlete, and wellness influencer.
  4. SWAE LEE – an American Rapper.
  5. Adeline Frost – a cosplayer and gamer from Denmark.

You can give them some tips to reward their hard work. Some, like Duke and Jones, donate their earnings to charity.

Is It Safe to Use My Credit Card on OnlyFans?

Yes, it’s safe to use your credit card on OnlyFans. Your card information is encrypted and secure, and OnlyFans never stores your credit card information on our servers. OnlyFans use third-party payment processors, Visa, MasterCard, Stripe, and Securion Pay, to handle all of our payments.

They are leading payment processing companies that are PCI compliant and use industry-leading security technologies to protect your data. So you can rest assured that your credit card information is safe and secure when you use it on OnlyFans.

If you try to add a card to your OnlyFans wallet, the payment may be declined if the card is not an accepted payment method or does not support 3D secure authentication.

OnlyFans Transactions Could not be Processed at this Time

If your card has previously worked but has been declined for a tip or monthly subscription, here are some possible explanations:

  • There are insufficient funds in the account.
  • The card is no longer valid.
  • You got a new card, but you haven’t updated your card information on OnlyFans.
  • Your daily tip limit of $500 has been reached (this resets daily)
  • Your bank or card company has blocked the transaction due to a suspicion of fraudulent activity.
  • The card number or address is incorrect.
  • You’re accessing OnlyFans through a proxy or VPN, but your bank requires IP verification for the transaction.

The transaction will be retried up to three times by OnlyFans. You will no longer have access to the Creator’s content to which you have subscribed. You can try the transaction again by deleting and re-entering your card information.

If you are still having problems, please get in touch with

Conclusion – Our Take Away

For the time being, you can pay with prepaid visa fees. Debit cards, credit cards (Visa, Mastercard, and Discover), and Maestro cards can all be accepted as payment methods.

It seems like OnlyFans is currently one of the safest platforms on which you can spend your money. Their data is encrypted and secure and only uses industry-leading payment processors to process their payments.

Therefore, you can use your Visa or Mastercard to pay for content with a reasonable amount of anonymity. I hope you found this article helpful, and if you have any further questions, please feel free to comment below.

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