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47 Referral Apps that Pay a Real Cash Bonus Quickly (2022)

Looking for some referral apps that pay quickly in 2022?

We’ve got loads of suggestions!

You’re definitely in the right place 🙂

With technology being an ever-growing part of our life, it’s time to take advantage of the latest trend of earning money online and with money-making apps.

There are tons of apps out there that will allow you to make some extra money via referral bonuses.

The best thing about referring people to these apps is that it’s completely free!

All you have to do is spread the word and collect your money after looking at each referral program.

How To Earn Referral Money

We’ve collected the best referral apps out there to get you started on your path to becoming an online money-maker.

The process of making extra cash is simple and incredibly effective.

All you have to do is refer friends or family to a referral program (or multiple, depending on what their interests are), and then sit back and wait for them to make their way through the sign-up process.

Sites & Apps That Pay Money by Inviting Friends

Talking to your friends about making extra cash sounds like an easy task.

But, why not make it even easier?

Put some of these referral apps to work for you and watch the money roll in while doing very little!

8 Cashback Shopping Apps

These apps connect users with cashback opportunities for shopping online.

Then, you can refer your friends and snag a cut of their earnings when they use the app to make purchases.

1. Drop

Drop is a shopping app that gives users the ability to earn up to 10% cashback on their online purchases.

2. Rakuten

Rakuten (formerly known as Ebates) is one of the top apps that pay out a real cash bonus for referrals.

As a Rakuten member, you can earn up to 40% of what your friends spend on the site.

3. Fetch Rewards

If you’re looking for an easy and convenient way to make some extra money, Fetch Rewards is a great option.

This app allows you to earn rewards for shopping at your favorite stores, including Walmart, Target, and Costco.

Plus, there’s no limit to how much you can earn!

4. Shopkick

Shopkick is a referral program that offers shout-outs and rewards for referring friends to shop online via their apps.

Shopkick is now available as an iPhone app or Android app, however, it can also be accessed from the web.

In order to earn Shopkick points, users must walk into designated stores and scan products with their phone’s camera.

In addition, users can also earn points for making purchases online or in-store, referring friends, and watching videos.

5. Ibotta

Ibotta is a referral program that can be accessed from both the web and mobile apps.

Users can earn rewards by uploading receipts from grocery shopping purchases, referring friends to download the app, inviting them to shop at specific stores, and completing daily challenges.

6. Dosh

Dosh is a free app that acts as your own personal cashback portal.

Redeem cash rewards by either printing out a physical gift card, or letting Dosh know where you’d like your money paid to your PayPal account.

The app Drop gives you points for every dollar you spend at partnered stores, which you can then redeem for gift cards or cashback.

There is no limit to the number of friends you can refer, so this is an easy way to make some extra cash just by sharing your referral code with your friends.

7. Pei

Pei is a money-saving app that gives you cashback on your everyday purchases.

There is no limit to the number of friends you can refer, and they will receive a bonus for signing up as well.

8. MyPoints

This app is a great way to make a little extra cash on the side.

The best part is that you can do it without even having to leave your house!

All you need to do is sign up, and then start referring your friends.

You’ll get points for every referral, which you can then redeem for gift cards or cash.

5 Investment Services

These apps are investment-based and offer some pretty hefty cash rewards through the referral process.

Let’s check out some of the best & most popular options.

1. Wealthsimple

Wealthsimple is a Canadian online investment management company.

When you refer your friends to Wealthsimple, they’ll get a $10 bonus when they sign up and make their first deposit of $100 or more.

You can earn points for every referral, which can then be redeemed for gift cards, cash, or donations to charity.

2. Robinhood

Robinhood makes a referral program.

It pays $5 if you make a referral and they invest at least $1000 using the link provided by you or your friend.

Additionally, after getting three referrals to create an account, Robinhood will offer a free share of stock.

3. Questrade

Questrade is a Canadian investment brokerage company that allows people to invest in cryptocurrency.

To reward new clients, Questrade has created an offer where users can enjoy a free $50 in Bitcoin after purchasing and depositing $500 into their account.

4. Acorns

Acorns is a micro-investment app that allows users to invest their spare change from everyday purchases.

The platform uses technology to make saving effortless by rounding up daily transactions and investing the difference into a personalized investment portfolio based on risk preference.

Acorns pays a bonus to users who refer others, and the friend will also receive a free investment account.

5. Blooom

Blooom is an online 401k advisor that helps people save for retirement.

For every successful referral, you and your friend will both receive a $10 Amazon gift card.

There is no limit to the number of referrals you can make.

6 Paid Survey Sites

There are many paid survey sites that you can use to make some quick cash, and all you need is a computer or smartphone.

If you want to earn some money right now, check out one of these money-making apps.

Most of them provide a welcome bonus to earn money just for signing up, then their app referral program also rewards you for each additional person you refer to their mobile app.

Let’s check out some of the best of these highest-paying survey sites.

1. Swagbucks

This app gives you points for doing a variety of different activities, such as watching videos, taking online surveys, and shopping online.

You can then redeem your points for gift cards, cash, or other prizes.

You can also earn points by referring friends, and they will also receive a bonus when they sign up and start using the app.

2. Survey Junkie

One of the highest-rated survey sites offers a referral program that pays you for every person you refer who signs up and completes a survey.

You can also earn money with their mobile app by completing surveys yourself.

Plus, they have tons of options for paid surveys!

You’re bound to find something that interests you.

3. PrizeRebel

This site is a great way to earn free gift cards and other prizes.

You can earn points for completing online surveys, watching videos, and signing up for offers.

You can also earn points by referring friends, and they will receive a bonus when they sign up and start using the site.

5. InboxDollars

InboxDollars is a website that pays users for completing tasks such as watching videos, taking surveys, and shopping online.

You can also earn money by referring friends – for every person you refer who signs up, you’ll both earn a bonus.

6. Vindale Research

This research company will pay you to take surveys, review products, and participate in focus groups.

You can also earn free money by referring friends, and they’ll receive a bonus when they sign up and start using the site as well.

13 Finance, Budgeting Apps & Money Tools

It’s no secret that managing money can be a struggle for millennials (all of us though, really).

However, there are solutions and helpful tools to help you stay on top of all your finances.

These apps are not only a big help when it comes to real money, but they also offer great sign-up and referral bonuses as well.

1. Chase

This app helps you manage your finances from anywhere.

You can transfer money, check balances, and pay bills from anywhere with internet access and a smartphone.

When you refer friends and family to the app, they’ll get a welcome bonus once they complete their first transaction (and you’ll also receive a bonus).

2. Amex

This app allows you to keep track of your spending, manage rewards, and receive real-time fraud alerts.

You can also redeem Membership Rewards points for statement credits, gift cards, and merchandise.

When you refer a friend, they’ll get a hefty credit when they sign up for the Amex App and make their first purchase.

3. Capital One

The Capital One Quicksilver is a standard credit card with no annual fee and an intro bonus offer for new cardholders.

The Capital One Quicksilver has many perks, including 0% intro APR on purchases and balance transfers for 15 months, no foreign transaction fees, and rewards on all purchases.

4. Discover

The Discover it Student chrome is another great option for students.

It offers a pretty good statement credit for each friend you refer who signs up and becomes a cardmember, plus they’ll get the same amount as a statement credit themselves.

5. Wise (formerly TransferWise)

Wise (formerly TransferWise) is a money transfer app that gives you and your friends each a welcome bonus when you sign up using their referral link.

You can use Wise to send money to 97 countries, with no hidden fees.

6. Cash App

One of the newer apps on the market, Cash App allows you to send and receive money from your friends.

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You can also use it to buy and sell Bitcoin.

What’s great about this app is that you can earn a bonus for every friend you refer who signs up and makes their first purchase.

7. PayPal

You can use your PayPal account to send money, make purchases online or in stores, and accept payments.

They also offer PayPal credit and PayPal cash, 2 awesome features with major convenience factors.

When you refer others to the app, they’ll get a bonus when they sign up for their own PayPal account using your referral code.

8. Unifimoney

Unifimoney is a money management app that allows you to track your expenses, income, and bills.

You can also use the app to create a budget and save money.

When you refer friends, they’ll get a bonus when they sign up and start using the app.

9. Trim Financial App

Trim Financial App is one of the best referral money-making apps that pay in cash.

You can earn real money just by signing up and inviting your friends to download this app.

Trim is an easy-to-use low-cost budgeting tool created to help users save money by finding all the hidden fees in their bills, allowing them to see exactly where they can trim down their spending.

The app is currently available for both iOS and Android.

10. Aspiration

The Aspiration Summit Checking account doesn’t charge any fees, and you get 1.00% APY on balances up to $250,000.

Plus, you can earn cashback on your purchases when you use your Summit Visa debit card.

When you refer a friend, they’ll also get a bonus.

You can also refer friends via social media, sharing your unique link on Twitter or Facebook to earn money for every friend that opens their own account.

11. SoFi Money

SoFi Money is one of the best referral apps that pay in cash.

You can earn a great bonus just for signing up and inviting your friends to use this app.

SoFi Money is an FDIC-insured checking account with no minimums, monthly fees, or foreign transaction fees.

12. TopCashback

TopCashback one of the most popular cashback shopping sites is a great example of an app that pays you for referrals.

When you sign up for TopCashback and refer your friends, you both earn cash with bonuses.

13. BlockFi

BlockFi is an up-and-coming company that’s shaking up the traditional client/lender relationship with their recently launched product, BlockFi Interest Account.

BlockFi’s Referral Program pays for each referral who takes out a loan over $10k and opens an interesting account earning 6.2% AER on their balance.

All you have to do to earn this bonus is apply for a loan with BlockFi, and when you’re in the process of applying, add your email address so that they can send you a personalized link to share with friends.

If any of your referrals sign up using your unique URL, you get money quickly deposited into your account.

11 Side Hustle Apps

If you’re looking for some referral apps that pay in cash, check out some of these side hustle apps.

Each of these apps offers a bonus for every friend you refer who signs up and completes their first transaction.

1. Rover

Rover is an app that connects dog owners with people who are looking for a part-time or full-time job as pet sitters.

You can earn even more money by referring friends to this app.

All you have to do is add your email address and you’ll get a unique referral link.

You can use this link to share on social media, in newsletters, or by sending it directly to friends and family via email.

The more people who sign up using your referral code, the higher Rover will pay you.

2. DoorDash

DoorDash is a food delivery service that gives you the opportunity to make money by delivering food from your favorite local restaurants.

You can also earn money by referring friends to this app.

For every friend you refer who completes a delivery, you’ll get a bonus.

When your friend orders through DoorDash using your referral code, they’ll also receive a free delivery credit.

3. Instacart

If you want to make money on the side, sign up for Instacart and refer your friends.

When you refer a friend who goes on to complete their first delivery with this app, you’ll get cash deposited into your account.

Your friend will also receive a credit to use on their first order.

Additionally, for every five friends you refer, you’ll get extra money deposited into your bank account.

4. Lyft

Lyft is a mobile app that anyone can download and use to request rides from local drivers.

In order for Lyft to fill all its driver positions, it offers your friends or family members a generous bonus if they sign up as drivers.

5. BlueHost

BlueHost is a popular web hosting company that’s been around since 1996.

And they’re still going strong, thanks to their rock-solid customer service and affordable prices.

If you’re looking for a great web hosting company, BlueHost is a great option. And if you refer your friends, you can make some extra cash.

6. Turo

If you’re looking for a referral program that will pay you in cold, hard cash, check out Turo.

This company offers an awesome bonus for both the person referred and the person being referred.

You can even use your referral money to snag a free rental car!

7. Airbnb

Airbnb is a popular app that allows people to find rooms and apartments for rent all over the world.

When you refer a friend who goes on to book a stay through Airbnb, you’ll get travel credit.

Your friend will also get travel credit for their first booking.

8. Tailwind

If you’re looking for an app that pays a real cash referral bonus, look no further than Tailwind.

This app is perfect for anyone who wants to start or grow their Instagram following.

Not only will you get paid for referring friends, but you’ll also get rewarded for the number of followers you bring on board.

9. Decluttr

If you’re looking for an easy way to make some extra money, Decluttr could be the app for you.

This app lets you sell your old CDs, DVDs, games, and books quickly and easily.

You can even get paid cash for your old smartphones and tablets!

All you need to do is scan the barcodes of items you want to sell, and Decluttr receives the information.

You are then paid by check or through your PayPal account.

It’s quick, easy, and a great way to make some money on your stuff that is just collecting dust in your home.

And of course, you can earn real money for referring others as well.

10. Flex Offers

If you’re looking for an easy way to make a little extra cash, referral programs are a great option.

In most cases, all you need to do is refer your friends and family to the product or service and you’ll get a bonus for each one that signs up.

There are a number of different referral programs out there, but Flex Offers is one of the best.

With this program, you’ll earn points that you can trade in for great products like Amazon gift cards or even cash payouts, and all you need to do is share your unique referral link with friends and family.

11. Payoneer

Payoneer is a company that provides global payment services where you get paid instantly.

The referral program allows the user to receive money quickly after they sign up for free, and if their referred friends sign up using the referral link/code, both of them will receive a bonus.

It is possible to refer your friends in 3 ways:

  • You can fill in your friend’s name and email address.
  • You can provide your friends’ Payoneer e-mail addresses.
  • Your friends can visit the referral page and enter their information, and you will receive a bonus automatically once they sign up for free.

3 Other Referral Bonus Apps

There are a number of different referral bonus apps available, and most of them offer a pretty great payout.

1. T-Mobile

T-Mobile’s bonus is for each new line activated, and if your friends purchase a new device on an equipment installment plan, you’ll both receive a free year of Hulu.

This bonus system is easy to use; all you have to do is enter their information when prompted during the signup process.

2. Xfinity

Xfinity offers a bonus to anyone who refers friends and family to their services.

All you have to do is go into your Xfinity account online and add the referral code when prompted where it asks for the area code of the person you’re referring.

3. thredUP

If you refer a friend who signs up and makes a purchase with thredUP, you’ll both get money off your next purchase.

And if you refer three friends, you’ll get additional credit, which is basically like getting your clothes for free!

thredUP is a great service that gives you cash for your gently used clothes and then passes the savings on to your friends.

Refer a Friend for Money FAQs

What Apps Pay Immediately?

There are a lot of different referral programs out there, and most of them work in slightly different ways. But, generally speaking, most referral programs will credit your account with the bonus once your friend has completed their first purchase. Some apps may even require that your friend signs up through a special link that you provide in order to credit your account.

Which App Gives Real Money?

Cash App is an app that gives you real money for referrals. For each person that you refer to the Cash app who signs up and completes at least one transaction, you will earn $5. Your friend will also get a $5 bonus, so it’s a great way to start building your savings!

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