Zelle Transfer Limits Sending Money, Payments and All Banks

Zelle Transfer Limits

Wondering what Zelle transfer limits look like?

You’re in the right place!

We’ve got info from the top banks around, along with payment limit info and more.

In this article, we’ll discuss:

Zelle is an awesome way to send and receive money with a bank or credit union quickly, easily, and securely.

If you want to send money online using a bank account, you’ll love this app.

Before you start using it to transfer funds, let’s dive into these transfer limits.

Let’s get started!

Zelle Money Transfer Limits

What Is Zelle’s transfer limit?

Zelle Money Transfer Limits

If your bank doesn’t work with Zelle, your limit for sending money is $500 per week. If your bank does work Zelle, you may be able to transfer larger amounts; contact your financial institution to ask about their individual transfer limits.

How to Increase Zelle Transfer Limit

Can you increase your transfer limit with Zelle through your bank?  

No, actually.

Unfortunately, there is no way to increase your transfer limit.

If you need to make extra transfers or specifically international ones, be sure to take a peek at our Xoom refer-a-friend guide for info on their payment transfer app as well.

Zelle Transfer Limits with Certain Banks

Zelle Transfer Limits with Banks

So, let’s say your bank does work with Zelle.

What’s the transfer limit then?

Well, it actually depends on your bank or credit union; the limit varies by a lot between different financial institutions.

Let’s see what the sending limits look like for some of the more common financial institutions used with Zelle.

Zelle Transfer Limit Bank of America

There are no receiving limits for Zelle transfers. [1]

That being said, there is a limit of $2,500 daily to transfer funds or send money.

And monthly?

Their monthly limit to transfer money is $20,000.

This equals out to be roughly $667 per day, so keep that monthly limit in mind as you transfer money over time to prevent hitting that limit unexpectedly.

Zelle Transfer Limit Wells Fargo

Here’s what Wells Fargo says about their limits:

“Transfers to established recipients from a Wells Fargo Bank Funding Account may be made up to a daily dollar limit of $2,500 and a 30-day rolling dollar limit of $20,000.”

This means you can transfer up to $2,500 per day and up to $20,000 per month.

Zelle Transfer Limit Capital One

Capital One’s transfer limits with Zelle Pay are a little less than the others.

They allow up to $2,000 per day, which isn’t too much different.

Their monthly allowance to send money, however, is only $10,000.

How much money is that per day?

It calculates to roughly $334 per day.

Zelle Transfer Limit Citibank

The weekly send limit and monthly limit vary for Citibank depending on how long you’ve had a bank account with their financial institution.

Zelle Transfer Limits with Certain Banks

Here are the various limits to send payments:

If you have been a Citi customer for less than 90 days:

For Citibank, Basic, & Access accounts: up to $1,000/day

For Citi Priority, Citigold, and Citi Private Bank accounts: up to $1,000/day

If you have been a Citi customer for more than 90 days:

For Citibank, Basic, & Access accounts: up to $2,000/day

For Citi Priority, Citigold, and Citi Private Bank accounts: $5,000/day

If you have been a Citi customer for less than 90 days:

For Citibank, Basic, & Access accounts: up to $5,000/month

For Citi Priority, Citigold, and Citi Private Bank accounts: up to $5,000/month

If you have been a Citi customer for more than 90 days:

For Citibank, Basic, & Access accounts: up to $10,000/month

For Citi Priority, Citigold, and Citi Private Bank accounts: up to $15,000/month

Zelle Transfer Limit Ally

Ally has some of the lowest limits to send and receive money out of any financial institution on this list, actually.

What are they?

They allow up to $500 per day and up to $10,000 within every 30-day span.

Zelle Payment Limits

Zelle Payment Limits

What Is Zelle’s Transfer Limit? [2]

If your bank doesn’t offer Zelle, your limit for sending money is $500 per week. If your bank does offer Zelle, you may be able to transfer larger amounts; contact your financial institution to find their spending limits.

If you’re trying to make a transfer between apps and wondering…can you send money from PayPal to Cash App?

Yes, be sure to check out our guide for specifics.

Zelle Payments FAQs

Are there any banks that don’t have any limit to transfer money with Zelle?

There is currently no bank that doesn’t have any limit, though if they change, we will update this article.

How much money could you transfer with more than one bank account?

The limits are set by each financial institution individually, not by Zelle Pay. This means that you could technically get around these daily and monthly limit windows, but you’d have to have bank accounts with multiple U.S. banks to do so.

Resources

  1. Using Zelle with Bank of America
  2. Zelle Sending Limit